Economy, OpinionMay 11, 2018

The Future of Young ‘Agripreneurs’ in Zambia
On the 10th of May 2019, I was privileged to speak at the Youth and Agriculture Symposium organisation by Indaba Agricultural Policy Research Institute (IAPRI) at Radisson Blu. My presentation was on Farm Financial Management and despite this being a heavy topic, I was only allocated 20 minutes. I tried my best and managed to […]

EconomyMay 7, 2018

Over to You, Children! Zambia’s ‘Plant a Million Trees’ Takes Root
The writer is District Agricultural Information Officer, National Agricultural Information Services (NAIS), Minitsry of Agriculture, Pemba. Email: fphiri200@gmail.com Trees are a vital component in the ecosystem—they not only give oxygen, store carbon, stabilise the soil and give refuge to wildlife, but also provide materials for tools, shelter and ultimately, food for both animals and human be

StrategyMay 2, 2018

The Art of Non-Recourse Financing
We at Financial Insight are cognisant of the fact that many SMEs in Zambia will never reach critical mass. It is not because we do not believe in these companies. Far from it. We spend each and every waking financial moment pushing agendas such as strategy, turnaround and improved performance just to get the topic […]

StrategyMay 1, 2018

Leading Change without transformational failure – A perspective on IDC
For some time now, we have followed publications in numerous online and print media about efforts that are being made by Zambian companies to enhance their businesses. Many have cited harsh macro-economic conditions that have lead some into an almost death spiral. On the list of those companies that we have keenly been interested in […]

EconomyApril 30, 2018

Global and Local Economy in Q1 2018
The first quarter of the year saw some rather interesting developments. An unthinkable trade war ensued following months of tense economic relations between China and America. The fallout from this will be felt months after as the spillover effect of sanctions in the technology patent space begin to take effect following the 7 year ban. […]

EconomyApril 4, 2018

Village Banking Exists in Zambia
It started in Bolivia. The year was 1984 when John Hatch saw poor Bolivian farmers struggle for capital. With traditional loans being far from accessible due to lack of collateral and cost deterrents, he saw an opportunity that defined microfinance as we know it today. We at Financial Insight believe that a dual economy exists. […]

StrategyMarch 21, 2018

The Deadly Obsession with the PAT
It’s the year 2008, several major banks have fallen and Richard Fuld looks on as his mighty reign comes to a crushing end. The mighty Lehman brothers, the sixth largest investment bank has fallen. Ben Bernanke, an astute ivy league trained Economist together with Timothy Geithner, New York Fed president and secretary to the Treasury […]

EconomyMarch 12, 2018

Who Paid Dividends in 2017?
Financial Insight is an avid follower of listed companies on LuSE and other stock exchanges. We believe they continue to hold the secret ingredient of unlocking value in sub Saharan Africa. Every investor on any stock exchange looks forward to the end of year audited financials in order to take a peek at how well […]

EconomyMarch 9, 2018

Continued Upward Surge in Fuel in 2018
When the Energy Regulation Board (ERB) adjusted fuel prices upwards, it certainly reduced the purchasing power of most household’s disposable income. In it press release the ERB attributed two fundamental factors that led to the adjustment; the depreciation of the local currency and the volatility of international price crude oil. Unfortunately, this will not be […]

Personal FinanceMarch 1, 2018

The fate of unclaimed dividends
Ever wondered what happens to unclaimed dividends? When we started project Ekaris last year, Financial Insights investment in the Lusaka Securities Exchange (in 5 select companies) has yielded 3 dividend payments. However, due to some administrative quagmire, two of our payments went into oblivion due to the state of unconsciousness of a post master general. […]