EconomyJune 6, 2018

Anatomy of a Depreciating Currency – Why the Kwacha tumbles
There has been continued concern over the depreciation of the kwacha. The local currency has seen most of its value eroded, and most FX analysts fear that it could depreciate further. On 1st June 2018, the currency closed at 10.3 against the USD. Historically, the kwacha hit its lowest point in November 2015, when it […]

EconomyJune 5, 2018

Bonds and Sentiment
Bonds are an interesting financial instrument. An entity lends money to a borrower who in turn agrees to pay back the amount with periodic payments during the tenor known as coupons at an agreed rate. It’s simple right? Well, not so simple as we are beginning to learn from the Eurobonds. To unpack it, it […]

Economy, OpinionMay 18, 2018

Key takeaways from Denny’s Presentation on MPC
This week, Dr. Denny Kalyalya, Governor of Zambia’s central bank, announced his MPC’s decision to hold rates. The Financial Insight team has been closely watching the decisions that have been coming out of the committee and often have predictions of their own in terms of how they believe the MPC will act. This time round, […]

EconomyMay 14, 2018

More Urgency needed for Public Private Partnerships (PPP)
As governments in emerging economies in Sub-Saharan Africa (SSA) grapple with stretched resources and dependence on the foreign money to plug in the deficits, it has become more apparent that the PPP model for infrastructure development is one of the few options that is becoming more and more attractive for not only Governments but private […]

Economy, OpinionMay 12, 2018

Doughnuts for Monetary Policy
In 2012, one of America’s most prolific hedge fund managers, David Einhorn of Greenlight Capital published an intellectual and intriguing piece in the Huffington post, challenging the reflexive and conventional monetary economics. In his piece David argued against a continued easing of monetary policy that the Federal Reserve Bank of America was pursuing at the […]

Economy, OpinionMay 11, 2018

The Future of Young ‘Agripreneurs’ in Zambia
On the 10th of May 2019, I was privileged to speak at the Youth and Agriculture Symposium organisation by Indaba Agricultural Policy Research Institute (IAPRI) at Radisson Blu. My presentation was on Farm Financial Management and despite this being a heavy topic, I was only allocated 20 minutes. I tried my best and managed to […]

EconomyMay 7, 2018

Over to You, Children! Zambia’s ‘Plant a Million Trees’ Takes Root
The writer is District Agricultural Information Officer, National Agricultural Information Services (NAIS), Minitsry of Agriculture, Pemba. Email: fphiri200@gmail.com Trees are a vital component in the ecosystem—they not only give oxygen, store carbon, stabilise the soil and give refuge to wildlife, but also provide materials for tools, shelter and ultimately, food for both animals and human be

EconomyApril 30, 2018

Global and Local Economy in Q1 2018
The first quarter of the year saw some rather interesting developments. An unthinkable trade war ensued following months of tense economic relations between China and America. The fallout from this will be felt months after as the spillover effect of sanctions in the technology patent space begin to take effect following the 7 year ban. […]

EconomyApril 4, 2018

Village Banking Exists in Zambia
It started in Bolivia. The year was 1984 when John Hatch saw poor Bolivian farmers struggle for capital. With traditional loans being far from accessible due to lack of collateral and cost deterrents, he saw an opportunity that defined microfinance as we know it today. We at Financial Insight believe that a dual economy exists. […]

EconomyMarch 12, 2018

Who Paid Dividends in 2017?
Financial Insight is an avid follower of listed companies on LuSE and other stock exchanges. We believe they continue to hold the secret ingredient of unlocking value in sub Saharan Africa. Every investor on any stock exchange looks forward to the end of year audited financials in order to take a peek at how well […]