Opinion, StrategyJuly 27, 2018

Business Lessons From The Real CR7 Love Story!
It’s the summer of 2009 and the football world is witnessing the biggest transfer of its time. The sweet smiling boy from Madeira tipped for the biggest things in the world of football has just completed a switch from the “red devils” to the “white angels” in a record 80 million pound deal. Florentino Perez, […]

Economy, OpinionJuly 25, 2018

Should the Argument of Hidden Debt still rage on?
It is no secret that the IMF has been dating Zambia for several months now as two of Zambia’s Finance Ministers have attempted to secure a deal to plug in the fiscal hole of USD 1.3 billion. To take you back, it was the eruption of reports in Mozambique that hidden debt existed caused an […]

StrategyJuly 11, 2018

Listed notes: Options for Izwe’s capital raising
On 7th May 2018, the Board of Izwe Loans Zambia Limited announced its intention (through SENS Announcement on LuSE) of reviewing and considering various strategic growth opportunities that included pursing a listing on the local exchange. Fast forward to present day, the board further reiterated through their Company Secretary HLB Zambia that holders of its […]

StrategyJune 14, 2018

Brand Utility: Could this be the answer for SMEs remaining relevant?
As I sat down and reflected on the prospects of the company Roman and I had created, it soon dawned on me the weight of responsibility that stood on our shoulders as founders of Financial Insight. We are an SME and like many, we have been dreading year 2 of our existence. What is worse, […]

EconomyJune 6, 2018

Anatomy of a Depreciating Currency – Why the Kwacha tumbles
There has been continued concern over the depreciation of the kwacha. The local currency has seen most of its value eroded, and most FX analysts fear that it could depreciate further. On 1st June 2018, the currency closed at 10.3 against the USD. Historically, the kwacha hit its lowest point in November 2015, when it […]

EconomyJune 5, 2018

Bonds and Sentiment
Bonds are an interesting financial instrument. An entity lends money to a borrower who in turn agrees to pay back the amount with periodic payments during the tenor known as coupons at an agreed rate. It’s simple right? Well, not so simple as we are beginning to learn from the Eurobonds. To unpack it, it […]

Personal FinanceJune 1, 2018

Retirement Planning – Pension Options
“Retirement, a time to do what you want to do, when you want to do it, where you want to do it, and, how you want to do it.” Catherine Pulsifer    What do you do when you hear the dreaded question, “Are you prepared for retirement?” Most people in formal employment are so scared at […]

Economy, OpinionMay 18, 2018

Key takeaways from Denny’s Presentation on MPC
This week, Dr. Denny Kalyalya, Governor of Zambia’s central bank, announced his MPC’s decision to hold rates. The Financial Insight team has been closely watching the decisions that have been coming out of the committee and often have predictions of their own in terms of how they believe the MPC will act. This time round, […]

EconomyMay 14, 2018

More Urgency needed for Public Private Partnerships (PPP)
As governments in emerging economies in Sub-Saharan Africa (SSA) grapple with stretched resources and dependence on the foreign money to plug in the deficits, it has become more apparent that the PPP model for infrastructure development is one of the few options that is becoming more and more attractive for not only Governments but private […]

Economy, OpinionMay 12, 2018

Doughnuts for Monetary Policy
In 2012, one of America’s most prolific hedge fund managers, David Einhorn of Greenlight Capital published an intellectual and intriguing piece in the Huffington post, challenging the reflexive and conventional monetary economics. In his piece David argued against a continued easing of monetary policy that the Federal Reserve Bank of America was pursuing at the […]