Opinion, Personal FinanceAugust 22, 2018

“Money management” the financial stress reducer
Recently, there have been echoes across many sectors in Zambia of the advent of austerity. We have heart a number of public figures speak about the importance of tightening our belts. There is evidence from the FMCG world that signs of recession are in our midst. Recently on Bloomberg, Africa’s biggest grocer announced that poorer […]

Economy, OpinionAugust 22, 2018

Debt management in the era of pressing infrastructure needs
In the past 15 years, we have seen average growth of about 5% to 7% than the global average, which however has been mostly commodity driven. This rising growth episode is almost gone and future growth will be replaced by the new strategies we put in place now to reposition our economy. The commodity era […]

Strategy, TelecomAugust 16, 2018

Is the Zambian Telecoms Industry Suffering From Marketing Myopia?
Following the recent announcement of the introduction of a new tax that would be targeting voice calls made using Voice over IP services such as facebook and Whatsapp calling, we felt it prudent to view the industry through the lenses of Michael Porter and Theordore Levitt. Michael E Potter published the book and article “Competitive […]

Opinion, Personal FinanceAugust 13, 2018

Retirement Planning – Part Two (Pension Benefits)
“The question isn’t at what age I want to retire, it’s at what income” – George Foreman                                                                             […]

Economy, OpinionAugust 13, 2018

Trees! A rapidly growing investment opportunity
Duncan Logan, the CEO of RocketSpace, made an interesting observation last year; “You only get 40 attempts at farming. From your 20’s to your 60’s, you get 40 seasons. In tech you get 40 attempts a week.”. His message is clear, technology will pave the future of farming for decades (perhaps longer) to come. Investment […]

Economy, OpinionAugust 8, 2018

An effort to demystify ‘refinancing’
The past week has been interesting specifically around the unfolding ‘refinancing’ discussions by the general public. This was brought to the fore after the President raised the subject with the President of Turkey. Listening to the ensuing debates and discussions was perhaps as interesting as to those debates and discussions that unfolded on the topic […]

Opinion, StrategyAugust 3, 2018

HLB Reliance Zambia at 10
Its 17 00hrs and I just beat traffic to get to Radisson blu Hotel to attend a birthday. You might be wondering why a financial news website would be writing about a birthday. Well, it’s not just any birthday. Its HLB Reliance Zambia’s 10th birthday or anniversary depending on your cup of tea. We have […]

Economy, OpinionJuly 29, 2018

Land of Rising Sun Sends Business Envoys to Zambia
So, on a day that was declared a public holiday by the Head of State, I decided to do what a typical entrepreneur ought to do in their spare time: Network. By chance, I had heard of the arrival of 50 business delegates from Japan from various industries such as agriculture and construction who would […]

Opinion, StrategyJuly 27, 2018

Business Lessons From The Real CR7 Love Story!
It’s the summer of 2009 and the football world is witnessing the biggest transfer of its time. The sweet smiling boy from Madeira tipped for the biggest things in the world of football has just completed a switch from the “red devils” to the “white angels” in a record 80 million pound deal. Florentino Perez, […]

Economy, OpinionJuly 25, 2018

Should the Argument of Hidden Debt still rage on?
It is no secret that the IMF has been dating Zambia for several months now as two of Zambia’s Finance Ministers have attempted to secure a deal to plug in the fiscal hole of USD 1.3 billion. To take you back, it was the eruption of reports in Mozambique that hidden debt existed caused an […]