Personal FinanceJune 1, 2018

Retirement Planning – Pension Options
“Retirement, a time to do what you want to do, when you want to do it, where you want to do it, and, how you want to do it.” Catherine Pulsifer    What do you do when you hear the dreaded question, “Are you prepared for retirement?” Most people in formal employment are so scared at […]

Banking, Retail, ZANACO plcMay 28, 2018

ZANACO 2017 Performance
It’s always refreshing reading a board chairperson’s letter to shareholders in annual reports that speaks to the heart of what the firm tried to achieve in the year under review. Charity Lumpa’s 2017 letter to shareholders was no exception. Her letter touched on everything from operational efficiency to prudent risk management.  It is clear from […]

EnergyMay 26, 2018

CEC Africa: Hopes High on Sector Reform
Siyanga Malumo is an optimistic man. The power sector veteran and Chairman of CEC Africa makes a compelling case for shareholders to remain optimistic in his letter to shareholders in the CEC Africa 2017 annual report. The chairman is placing most of his faith in the fact that their Nigerian story has an opportunity of […]

Beverage, Zambian BreweriesMay 21, 2018

Zambrew Loses Taste for Coca Cola
It started in October 2016 when the first cautionary announcement (published through SENS Announcement from LuSE) was made by Zambrew on its proposed disposal of the non-alcoholic ready-to-drink business segment of the company. In that announcement (and 8 others that followed), shareholders were advised that on 11 October 2016, Anheuser-Busch Inbev (ABInBev the parent of […]

Economy, OpinionMay 18, 2018

Key takeaways from Denny’s Presentation on MPC
This week, Dr. Denny Kalyalya, Governor of Zambia’s central bank, announced his MPC’s decision to hold rates. The Financial Insight team has been closely watching the decisions that have been coming out of the committee and often have predictions of their own in terms of how they believe the MPC will act. This time round, […]

EconomyMay 14, 2018

More Urgency needed for Public Private Partnerships (PPP)
As governments in emerging economies in Sub-Saharan Africa (SSA) grapple with stretched resources and dependence on the foreign money to plug in the deficits, it has become more apparent that the PPP model for infrastructure development is one of the few options that is becoming more and more attractive for not only Governments but private […]

BankingMay 12, 2018

Barclays Africa Moves On With A Big Smile
It’s December 2015 and Jes Staley, the veteran American banker who had spent almost three decades on Wall Street with JP Morgan Chase is appointed CEO of Barclays Bank PLC. Expectations are high among financial observers that they finally have the man to lead the firm to the top of the pile after being mired […]

Economy, OpinionMay 12, 2018

Doughnuts for Monetary Policy
In 2012, one of America’s most prolific hedge fund managers, David Einhorn of Greenlight Capital published an intellectual and intriguing piece in the Huffington post, challenging the reflexive and conventional monetary economics. In his piece David argued against a continued easing of monetary policy that the Federal Reserve Bank of America was pursuing at the […]

Economy, OpinionMay 11, 2018

The Future of Young ‘Agripreneurs’ in Zambia
On the 10th of May 2019, I was privileged to speak at the Youth and Agriculture Symposium organisation by Indaba Agricultural Policy Research Institute (IAPRI) at Radisson Blu. My presentation was on Farm Financial Management and despite this being a heavy topic, I was only allocated 20 minutes. I tried my best and managed to […]

ManufacturingMay 10, 2018

ZAM AGM 2018
It is always exciting when manufacturers in Zambia get together. On 10th May, Chipego Zulu CEO of Zambia Association of Manufacturers hosts their 2018 Annual General Meeting at Radisson Blu Hotel. A quick look at their annual report showed a refreshing position that industry in Zambia was on course to turn the adverse macroeconomic environment […]