FinanceJanuary 21, 2018

The Mechanics of On-Lending Agreements
There has been much hype over some of the bilateral agreements that get signed by nations that seek development. For those of us domicile in emerging economies (fancy word for 3rd world country), it is evident that development of infrastructure to provide the most basic of services has required financing that is concessional. Concessional loans […]

FinanceJanuary 15, 2018

Bitcoin, Madness of crowds
The other day I ran across a BBC report, on how African millennials have been caught up in the bitcoin frenzy. The more I read about bitcoin, the more am convinced it’s nothing more than a speculative financial bubble. In 2017 March when I started tracking down bitcoin price it was trading at $1000, by […]

Economy, Personal FinanceJanuary 15, 2018

Babylonian Financial Fitness for 2018
People’s New Year’s resolutions always include to a greater or lesser extent the wish for fatter and fuller purses and wallets. How many of us really get that larger bank balance or financial gratification we sought on 1st January every year? What has caused us to perpetuate our financial distress? Is it impulse buying? Could […]

Mining, ZCCM-Investment Holdings PlcJanuary 13, 2018

Pius “Smokes” Cigar following Impairment Joy
Dr Pius must have been smiling when the unaudited provisional financial statements for results ended 31 March 2017 hit his desk. With top-line eroding by 52% (K198M : 2016 and K95M : 2017), his ZCCM-IH was heading into abyss. However, noting the timing of the publication, FiZ believes there was a protracted audit period for […]

EconomyJanuary 13, 2018

Credit Constraint in Zambia
In 2017 Zambia’s economy was able to bounce back from the economic headwinds experienced in the previous two years. To further stimulate the economy, Bank of Zambia (BoZ) effected expansionary monetary policy measures by gradually reducing the policy rate and statutory reserve ratio to 10.25% from 15.5% and to 8% from to 18% (respectively) by […]

Agriculture, StrategyJanuary 7, 2018

The Economics of Cholera
Financial Insight Zambia is saddened by the loss of life and prevailing outbreak of Cholera in our cities. Lusaka by statistics has been hardest hit by the epidemic and questions have arisen from many quarters as to what the solutions could be. Data coming in shows that the pandemic has affected more that 2000 of […]

BeverageJanuary 4, 2018

Delta steps in to ‘save’ Chibuku
\When Financial Insight Zambia published “Budweiser lacks taste for Chibuku 2017”, we predicted with certainty that it was only a matter of time before National Breweries’ flagship beverage was going to be disposed of. Its finally been sold. In SENS Announcement from National Breweries of 2nd January 2018, the company announced that Heinrich’s Syndicate Limited […]

Real Estate, Real Estate investments Zambia (REIZ)January 3, 2018

REIZ at New Year adds more assets
As many Zambian businesses took rest during the festive season to recharge their batteries for 2018, one player on LuSE was conferring with Father Christmas on how best to gift its shareholders. Seriously though, in line with their business strategy of having a diverse portfolio, REIZ spent its “down time” consolidating its position as leader […]

Taj Pamodzi Hotels Plc, TourismDecember 29, 2017

Pamodzi serves a medium rare half year performance review
In compliance with the requirements of the Securities Act number 41 and the listing rules of the Lusaka Securities Exchange (LuSE) all listed companies are expected to publish their interim and full year performance results. Many of the players on LuSE often provide a summary of what they believe has been their performance over the […]

Economy, OpinionDecember 27, 2017

LuSE Upgrades System
On 18th December 2017, while the rest of the country was preparing for Christmas celebrations, CEO of LuSE Priscilla Sampa and her team we working as furiously as father Christmas and his elves to deliver which will be game changer in stock trading in Zambia. LuSE announced on 21st December, that it had finally launched […]