BankingJanuary 29, 2019

Banks Entry into Insurance Territory
In the year 2018, the Zambian banking sector witnessed both favourable and unfavourable business environment conditions. Top among notable favourable business environment conditions was the stable and consistent lending interest rates backed by the Bank of Zambia’s monetary policies. However it was during the year 2018 that the Bank of Zambia in its role as […]

Banking, StandchartJanuary 20, 2019

Standard Chartered Bank 2017 Performance
The Zambian Banking sector in 2016 ended with Standard Chartered Bank at the helm of commercial banking and they cemented further their strategic position by being the first to introduce Visa Infinite Credit Cards on the Zambian market. The banking ‘gurus’ with over 110 years of experience in the Zambian market saw a growth in […]

BankingJanuary 1, 2019

Zambian Banks in 2019 – How will value be created?
The Zambian banking landscape is highly competitive. At their core, banks are known to create value or make money by lending money at rates higher than the cost of the money they lend. More specifically, banks collect interest on loans and interest payments from the debt securities they own, and pay interest on deposits and […]

BankingNovember 7, 2018

Absa Africa Financial Markets Index 2018
Financial Insight Zambia believes in financial markets. They are part of the reason why our analysts work tirelessly to decode the nuances in the numbers of listed companies. This November is special. Our founder was invited to moderate a panel discussion of key stakeholders that are in the ecosystem of capital markets at the Absa […]

Banking, ZANACO plcNovember 1, 2018

ZANACO at Half Year 2018
“Big Strong Reliable” ZANACO Bank Plc has been on a vanity trip over the last couple of quarters. The #Kula inspired bank has seen its image turnaround from the not so good looking cousin from the “east” to a world class image inspired outfit. Hence it comes as no surprise that at half year, there […]

Banking, CavmontOctober 18, 2018

Charles Carey Bows Out of Cavmont
Financial Insight has enjoyed great relationships with a number of Zambia’s elite company’s CEOs. It is through those interactions that its founder has been able to get insight into the mindset of the management team as well as decode the type of leadership that firm possess. That is why it came as a bit of […]

Banking, StanbicAugust 10, 2018

Stanbic Zambia Schools Financial Journalists
On Thursday 9th August, 2018, Stanbic Bank held a Media Training Session on financial markets at the leadership centre in Lusaka’s Kabulonga area. The Session which attracted Journalists from both Print (Newspaper) and Broadcast (Radio and Television) was aimed at educating participants on financial markets and building the already existing relationship between Stanbic Bank and the […]

Banking, StandchartJune 24, 2018

A Sky Blue Wedding of The Banks In London?
It’s 19th May 2018 and millions of people across the globe are witnessing the royal wedding of Prince Harry and Meghan Markle. It was a historical occasion that happened at Windsor castle. A week later after this momentous occasion, financial observers around the world were treated to some more exciting news that filtered through on […]

CavmontJune 17, 2018

Cavmont joins the fray
It is always a delight when we see a CEO grabbing the ‘bull by its horns’ and taking charge when their product enters a new market or their firm delivers a new product. We have seen the likes of Elon Musk show case the Tesla by driving it on stage or Tim Cook playfully demonstrate […]

Banking, Retail, ZANACO plcMay 28, 2018

ZANACO 2017 Performance
It’s always refreshing reading a board chairperson’s letter to shareholders in annual reports that speaks to the heart of what the firm tried to achieve in the year under review. Charity Lumpa’s 2017 letter to shareholders was no exception. Her letter touched on everything from operational efficiency to prudent risk management.  It is clear from […]