EconomyJanuary 13, 2018

Credit Constraint in Zambia
In 2017 Zambia’s economy was able to bounce back from the economic headwinds experienced in the previous two years. To further stimulate the economy, Bank of Zambia (BoZ) effected expansionary monetary policy measures by gradually reducing the policy rate and statutory reserve ratio to 10.25% from 15.5% and to 8% from to 18% (respectively) by […]

Agriculture, StrategyJanuary 7, 2018

The Economics of Cholera
Financial Insight Zambia is saddened by the loss of life and prevailing outbreak of Cholera in our cities. Lusaka by statistics has been hardest hit by the epidemic and questions have arisen from many quarters as to what the solutions could be. Data coming in shows that the pandemic has affected more that 2000 of […]

Economy, OpinionDecember 27, 2017

LuSE Upgrades System
On 18th December 2017, while the rest of the country was preparing for Christmas celebrations, CEO of LuSE Priscilla Sampa and her team we working as furiously as father Christmas and his elves to deliver which will be game changer in stock trading in Zambia. LuSE announced on 21st December, that it had finally launched […]

British American Tobacco, StrategyDecember 15, 2017

The Forces of Competition in Zambia’s Tobacco Industry
When the announcements came from Roland Imperial Tobacco (RIT) and British America Tobacco (BAT) of their USD80 million and USD15 million (respectively) investments in setting up their local cigarette manufacturing plants in Lusaka South Multi-Facility Zone, we could not help but wonder about some of the competitive forces in Zambia’s tobacco industry. Recap. In 2016 […]

Economy, InsuranceDecember 13, 2017

Copycat – Mobile Money Health Insurance
With over 90% of Zambia’s population not on any form of health Insurance cover, there is need for mobile service providers (i.e. MTN, Airtel and Cell Z) to replicate what Kenya is doing with their M-TIBA service in providing “Health care” for the majority poor through a “mobile wallet” which rides on M-PESA a mobile […]

Economy, InsuranceDecember 12, 2017

How is my money being invested and how diverse is my portfolio?
Imagine for a minute you have now clocked 65 years old. Your days of labour are long gone. Your youth is gone. How do you imagine spending the rest of your life? This is the fundamental question, all Zambians must ask themselves. Many never want to think about retirement. In fact, with the spending patterns […]

EconomyDecember 2, 2017

(BIG READ) Africa: most expensive continent to send money in the world
Martin Namasaka explains why African governments, development agencies and service providers need to collaborate to look at reducing the cost of sending remittance to Africa.  At an estimated USD 66 billion in 2015, formal remittances to Africa are three times larger than overseas development assistance and more stable than most other sources of finance. Remittance flows have become one [&hel

EconomyDecember 2, 2017

An “Italian Job” for HLB Reliance Zambia
In a recent article published by the legacy Zambia Daily Mail of 24th November 2017, Kalonde Nyati reported on a business forum in Rome that was organized by Victoria Mushibwe (Charge d’Affaires at the Zambian mission in Roma) in conjunction with the Confindustria Assafrica Mediterraneo an umbrella body of business associations in Italy. The Confindustria […]

EconomyDecember 2, 2017

Bitcoin for Zambia: Are we there yet?
Covering the performance of companies listed on the Lusaka Securities Exchange (LuSE) is always a pleasure. However, there have been interesting discussions regarding a topic we touched on many moons ago. The rise of Bitcoin. We believe Bitcoin should have been a topic of discussion in Zambia from the very beginning. Why? It’s disruptive and […]

Economy, FinanceNovember 22, 2017

WHU Sensxafrica Masterclass inspires
Professor Serden Ozcan of the WHU Otto Beisheim School of Management from Germany is passionate about Venture Capital in Africa. Attending his master class was not only insightful but inspiring. The executive education class not only put context to what venture capital was but also provided ways in which African countries such as ours can […]