Economy, Opinion, Personal FinanceMay 21, 2019

Crowd Funding – A New Hope
Crowd funding is the biggest opportunity of the century. Imagine getting a huge sum of cash with little or no interest rates with favorable terms and conditions with a people you share same interests. Sound familiar? Of course it is! Maybe you call it something different like insurance, ‘chilimba’, savings group, village banking or capital […]

Economy, Personal Finance, StrategyMay 13, 2019

Financial Technology in Zambia
The Financial Technology (Fintech) revolution across the globe continues to disrupt status quo as it brings solutions that are helping organizations improve their service and operations while enjoying the benefits of cost savings and operational efficiencies. This revolution is committed to delivering the next level banking experience to the client, one that will bring forth […]

Opinion, Personal FinanceApril 30, 2019

New Year’s Resolutions – A View from Behavioural Economics
  “January is always a good month for behavioural economics: Few things illustrate self-control as vividly as New Year’s resolutions. February is even better, though, because it lets us study why so many of those resolutions are broken.” Sendhil Mullainathan, Harvard University. January is normally the time when we look for areas where we can […]

Personal FinanceFebruary 27, 2019

Health Matters: The importance of Health insurance
Last week I spent half a day at the doctor’s office (Hospital) for a check-up after two weeks of suffering from cluster headaches. Having gone through all the medical check-up procedures it was down to the main issue of bill settlement. The total bill to some extent was more than I had anticipated for such […]

Opinion, Personal FinanceJanuary 24, 2019

Behavioural Economics Holds Potential to Boost Saving Behaviour
  I recently read an article in the Zambia Daily Mail Newspaper, written by Maxwell Phiri. The article highlighted the alarming poor culture of saving among Zambians – where less than 50% of people save, countrywide.   As a result of not saving we have seen some people failing to maintain their usual lifestyle after […]

Personal FinanceJanuary 5, 2019

Understanding ‘Crypto’ currency without getting burnt
More complex information technology mixed with the finance jargon Crypto currency took the world by storm in 2017/18, with promises of financial freedom, security, self reliance and the new type of money which will destroy by demolition fiat money (paper money). Well to some extent that has happened, free flow of money and a cheaper way […]

Personal FinanceJanuary 3, 2019

New Year’s Resolutions – A View from Behavioural Economics
“January is always a good month for behavioural economics: Few things illustrate self-control as vividly as New Year’s resolutions. February is even better, though, because it lets us study why so many of those resolutions are broken.” Sendhil Mullainathan, Harvard University. January is normally the time when we look for areas where we can make […]

Marketing, Opinion, Personal FinanceOctober 6, 2018

Zoona Plus: Game Changer
We have been watching the evolution of Zoona for some time now. Deep in the heart of Fintech, Zoona made first mover when they revolutionized the money transfer game in Zambia. By understanding and exploiting Fintech, which is basically computer programs and other technology used to support or enable banking and financial services, Zoona open […]

Opinion, Personal FinanceAugust 22, 2018

“Money management” the financial stress reducer
Recently, there have been echoes across many sectors in Zambia of the advent of austerity. We have heart a number of public figures speak about the importance of tightening our belts. There is evidence from the FMCG world that signs of recession are in our midst. Recently on Bloomberg, Africa’s biggest grocer announced that poorer […]

Opinion, Personal FinanceAugust 13, 2018

Retirement Planning – Part Two (Pension Benefits)
“The question isn’t at what age I want to retire, it’s at what income” – George Foreman                                                                             […]